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California Legal Blog

What are the elements of a bad faith insurance claim?

An insurance bad faith claim can help businesses that have had an insurance claim denied by their carrier in bad faith. There are several elements of an insurance bad faith claim that a company wishing to bring one against their insurance carrier should be familiar with. What may be considered bad faith? It may be […]

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How umbrella or excess coverage may help a business

Many San Diego area businesses will work with insurance agents to build up an insurance coverage plan that will prevent financial ruin if the unexpected happens. After all, despite their best efforts, many business do wind up getting sued for things like negligence, premises liability, product liability and even complicated matters related to environmental cleanups. […]

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Prepare your business for insurance claims

If there is legal claim against your business, you must contend with the party filing the claim and, perhaps unexpectantly, your insurance adjustor and carrier. But there are steps that your business can take to preserve its insurance law rights. Process The insured is responsible for reporting, reconstruction response and the documentation and presentation of […]

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Overview of directors and officers insurance coverage

Many Southern California businesses, particularly those which are mid-sized or larger enterprises, will likely consider purchasing directors and officers, or D & O, insurance coverage. Likewise, sizeable not-for-profit organizations also may want to have this coverage in place. Basically, D & O coverage can meet three separate insurance needs. First, the insurance can cover the […]

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The pros and cons of alternative dispute resolution in business disputes

Business owners in Southern California are always looking for a way to avoid spending necessarily. This includes legal disputes with customers, vendors, competitors, employees and more. These days, many, if not most, businesses seek alternatives to trial when a serious legal problem arises. Tools like mediation and arbitration can resolve disputes without the cost, risk […]

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The pros and cons of alternative dispute resolution

Many business owners fear the prospect of litigation. It can be expensive and time-consuming. As a result, alternative methods of dispute resolution have become increasingly popular. However, alternative dispute resolution may not be the right choice for everyone. There are pros and cons that each business owner will need to weigh as they try to […]

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Protect your intellectual property early

Bill Gates once claimed, “Intellectual property has the shelf life of a banana.” That may be true, but he has made billions off the back of his bananas. Protecting intellectual property (IP) is one of the key areas that new California businesses can get wrong. Getting it right at the start can save you costly […]

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Do you need business interruption insurance?

Every business should have some kind of insurance, including property insurance, workers’ compensation insurance and liability insurance. One type of insurance that many small business owners oftentimes neglect is business interruption insurance. However, this type of insurance benefits most businesses. It is important to understand what business interruption insurance is, what it covers and what […]

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