Devoted Guidance From Resourceful Lawyers

Insurance Law

What is employment practices insurance and do I need it?

As a small or medium-sized business owner in California, you know that one negative event could cause your entire business to collapse. Running a business is often a delicate balance between adhering to employment laws, while still making decisions that are best for your business. This is not always easy, and there may come a time when you find yourself…

Protection that CGL insurance should provide

California business owners have the daily task of balancing the risks and rewards that come with running an operation and keeping it lucrative. What can knock a company off course, however, is when some unforeseen event occurs that creates liability exposure. One invaluable tool that protects a business from financial harm is Commercial General Liability (CGL) insurance, but it is…

Here’s how to prepare for your bad faith claim

Your business might rest easy knowing that it has an insurance policy meant to cover a whole host of unforeseen circumstances. Yet, when something goes awry and you’re forced to turn to your insurance company for protection, chances are that they’re going to be hesitant to stand up for you. And even if they do, they’re going to do their…

More information on commercial insurance

For those building a business, there is a lot to think about, and insurance, unfortunately, is the thing some business owners do not think about. However, if something catastrophic should happen, insurance can be the difference between keeping a business afloat or shutting down. This blog has analyzed general liability and commercial property insurance, but those are not the only…

What does commercial general liability insurance cover?

There are many aspects of running a business in San Diego area beyond simply selling products or providing services. That is obviously the main focus of businesses, but in order to accomplish their goals, they will need employees, office or retail space, marketing and advertisement and will need to deal with other aspects as well. Managing these other aspects is…

Preventing bad faith insurance from harming business

Businesses in California and elsewhere rely on contracts and the specific terms of these agreements that protect and ensure performance, to guarantee the survival and growth of their operations. When a business takes out an insurance policy, whether it is general liability, commercial property, or other type of insurance to protect it against industry-specific concerns, a claim denial can cause…

What are the elements of a bad faith insurance claim?

An insurance bad faith claim can help businesses that have had an insurance claim denied by their carrier in bad faith. There are several elements of an insurance bad faith claim that a company wishing to bring one against their insurance carrier should be familiar with. What may be considered bad faith? It may be considered bad faith for an…

How umbrella or excess coverage may help a business

Many San Diego area businesses will work with insurance agents to build up an insurance coverage plan that will prevent financial ruin if the unexpected happens. After all, despite their best efforts, many business do wind up getting sued for things like negligence, premises liability, product liability and even complicated matters related to environmental cleanups. These lawsuits of course are…

Prepare your business for insurance claims

If there is legal claim against your business, you must contend with the party filing the claim and, perhaps unexpectantly, your insurance adjustor and carrier. But there are steps that your business can take to preserve its insurance law rights. Process The insured is responsible for reporting, reconstruction response and the documentation and presentation of a claim against a commercial…